16 posts filed under Finance.
Everyone hates doing a budget and tracking their spending but it is really important to in order to make smart financial decisions. Doing a budget doesn’t have to be that hard and once you’ve done the inital work keeping it up to date…
Ever since I got my Costco TrueEarnings American Express my credit worthiness has climed up. What’s best with this card is all the perks and cash back. I already had costco membership so my AMEX doesn’t cost me anything extra on the…
When you have a rewards credit card you want to maximize those rewards and only way to do that is to use your credit card to pay for everything possible that will yield rewards. For my American Express that I get at least 1% on all…
Getting credit in US might be difficult if you don’t already have credit. Even if you don’t want to get credit card it’s going to be expensive to not have any credit. There’s few things you need to start building your credit: Social…
Bank fees will add up quickly and you really shouldn’t need to pay your bank any fees. I primarily bank at Chase and they charge $6 account maintenance fee if you don’t have at least 5 debit card transactions or a minimum $500 direct…
If you are a foreigner like me that has come to US to work you’ll very soon notice that you will be paying a lot extra for everything because you don’t any credit history. For example I had to pay extra security deposit on my apartment,…