Mika Koivisto Hands-On Solution Architect / Payments & Open Banking
Blog category

Finance

16 posts filed under Finance.

Five Financial Figures Everyone Should Know

These five figures give good insight to your financial healthiness. The list comes from MSN Money article 5 financial figures you should know. 1) Credit Score This number is very important maybe the most important number you need to…

How to get your credit score for free

Knowing your credit score and how to improve it is very important. Your credit score affects how you get credit and at what cost. It affects the interest rate on your mortgage, auto loan, credit card and even the amount of security…

Five smart ways to use your tax refund

If you are getting any tax refund then you should consider these five ways to put that money to work. If you haven’t done your taxes yet then now is a really good time to do it. 1. Pay off debt If you have any debt especially high…

Dealing with high credit card debt

The average American household has $7,122 of credit card debt and the average indebt household has $15,266. Those are pretty disturbingly high numbers. So it’s no surprice if you belong to the 1 in 4 households that are struggling to…

Smartphone with or without a contract

Does it make financial sense to get your new smartphone with a 24 month contract? That is something I never even thought about before coming to USA. Back home most people paid full price on the phone and got what ever plan they wanted…

Got a speeding ticket now what

The first time I got the little yellow notice to appear that they give out here in California I was really confused. Back home when police gives you a ticket for speeding it has the fee you have to pay which is based on your income so…

Saving for a rainy day

One of the first things most personal finance gurus tell you to do is start an emergency fund. But what is an emergency fund: it’s a easily accessible stash of money that is dedicated to emergencies only. It’s not regular savings that…